Find out from our San Francisco bankruptcy lawyers if filing Chapter 7 or 13 is right for you.
The San Francisco bankruptcy lawyers who sponsor Total Bankruptcy are experienced in using the courts to help protect their clients. They know how to translate the details of your situation in a way that may provide you the best possible plan. For example, our San Francisco bankruptcy lawyers are keenly aware of the most recent state laws on property exemptions.
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Exemptions are laws passed by the state to allow our California bankruptcy lawyers to help protect certain types of your property from your creditors once they have filed your case in court. State law provides a number of California exemptions, and our bankruptcy lawyers may be able to advise you on which exemptions are best for you. These include:
Homestead: Our San Francisco bankruptcy lawyers may be able to gain a $75,000 exemption for a family member living with one or more non-family members. They can help gain a $150,000 exemption for individuals who are 65 or older, disabled or who are 55 or older with an annual gross income of $15,000 or less if single or $20,000 or less if married. They might automatically claim a $50,000 exemption for all other people.
Wages: 75% of all "paid earnings" may be exempt.
Automobiles: Up to $2,300 of the equity in all automobiles may be exempt.
Other property: Household furnishings, appliances, provisions, wearing apparel, and other personal effects are 100% may exempt if they are ordinary and necessary. $2,300 of the aggregate equity in one or more automobiles may be exempt. $6,075 each for jewelry and personal property used in the debtor's trade or business may be exempt.
It's easy to contact and meet with one of our qualified attorneys.
Plus, your first meeting is absolutely free!
Not too long ago, you would have had to rely on a referral or the phone book to find an experienced attorney. The results could often be unpredictable. Now, Total Bankruptcy has made the process of finding an experienced attorney easy. Our attorneys are well respected and experienced and readily available to you and happy to provide a free, no-obligation evaluation of your case.
It's so easy. Considering what you're going through, you deserve a break. You may hire one of our attorneys with a down payment and then make payments over time. We'll work with you to ease the burden of a difficult situation. We'll quickly file a Chapter 7 or Chapter 13 petition, and the court might issue an "Automatic Stay" order. This would prohibit any further action by your creditors to collect their debts from you.
To get started, all you have to do is dial our toll free number, 1-877-349-1309. You can also fill out our secure online case evaluation form with a few details about your situation. All information is kept strictly confidential. One of our experienced professionals should contact you to schedule a free, no-obligation consultation.
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The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.