Let our Phoenix bankruptcy lawyers put Arizona state laws to work in your favor
Our Phoenix bankruptcy lawyers know the details of all aspects of Arizona law, including state regulated exemptions. These exemptions may allow you to protect certain types of property from your creditors when you file bankruptcy. Arizona law provides a number of exemptions, and your Phoenix bankruptcy lawyers will be able to advise you on which exemptions are best for you.
Our Phoenix bankruptcy lawyers are here to help those who have experienced a combination of unfortunate events and now find themselves with significant financial woes. Some seemingly manageable credit card debt can become insurmountable when combined with a job loss. So, stop blaming yourself for your situation and take control of it. The provisions of the U.S. Code, when navigated by an experienced attorney, may provide a safe harbor and a new beginning just when you had lost all hope.
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The Phoenix bankruptcy lawyers who sponsor Total Bankruptcy are experienced in Chapter 13 cases. And that's important because you will need that experience to best present your case.
A Chapter 13 case begins with the preparation and filing of your bankruptcy petition. In your petition, you are required to list certain personal information about yourself, your spouse, and your family, and you must set forth all of your income, your property (assets), your expenses, and all debts (liabilities). Additionally, you must select the specific exemptions to which you should be entitled.
Shortly after you file your petition, the bankruptcy court clerk will send a notice of your bankruptcy case to all of the creditors listed in your petition. After that, your case will be assigned to a trustee, who will review your case. The court might also issue an Automatic Stay order. This order would prohibit your creditors from collecting their debts from you, from repossessing your car or other property, and from starting or continuing any legal actions against you.
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The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.