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One free call might free your future - If you're dialing to talk to our Pennsylvania bankruptcy lawyers

Our Pennsylvania bankruptcy lawyers can sometimes make a real difference in someone's life. Every day, hundreds of people use the site's free case evaluation form and then ask for a free consultation.

What concerns our Pennsylvania bankruptcy lawyers most is that many people who are in need of help have no idea of what their options really are. Many have taken steps based on this misinformation - steps that have headed them in completely wrong direction. For these individuals, our Pennsylvania bankruptcy lawyers may be a true financial lifesaver.

To take advantage of their offer and talk to our Pennsylvania bankruptcy lawyers, all you need to do is dial our toll free number (877) 349-1309. You can also fill out our online case evaluation form with a few details about your situation. Your can rest assured that all the information you give them will be kept strictly confidential. Once you've placed your call or filled out the form, one of our experienced bankruptcy lawyers will call you at the time you requested.

Altoona/Johnstown/Huntingdon/Bedford
1149 Municipal Dr.
P.O. Box 663 Duncansville
Altoona/Johnstown/Huntingdon/Bedford, PA 16635

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  Belle Vernon
719 Broad Avenue
Belle Vernon, PA 15012

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Chadds Ford
Chadds Ford Commons Suite 127
P O Box 1008
Chadds Ford, PA 19317

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  Coplay
2355 Old Post Rd.
Ste 4
Coplay, PA 18037

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Doylestown
1456 Ferry Rd.
Suite 603
Doylestown, PA 18901

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  Erie
305 W. 6th Street
Erie, PA 16507

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Harrisburg
2320 N. Second Street
Harrisburg, PA 17110

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  New Castle
2910 Wilmington Rd.
New Castle, PA 16105

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Philadelphia
123 South Broad Street
Suite 2140
Philadelphia, PA 19109

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  Pittsburgh
2128 E. Carson Street,
Pittsburgh, PA 15203

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Reading
4228 St. Lawrence Avenue
Reading, PA 19606

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  Scranton
381 North 9th Street
Scranton, PA 18504

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Williamsport
416 Pine Street Suite 203
Williamsport, PA 17701

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As our Pennsylvania bankruptcy lawyers will tell you, bankruptcy laws can make it difficult for consumers to file under Chapter 7 or Chapter 13, and wipe out credit card bills and other unsecured loans. .

Provisions:

  • Imposes a strict and complicated Means Test that restricts your ability to qualify for bankruptcy protection.

  • Requires you to get a certification from a debt counselor that you made efforts to reduce your debt outside of bankruptcy.

The Federal Trade Commission recommends consumers ask providers of debt-management plans the following questions before agreeing to a plan:

  • How much do I have to owe to use your services?

  • How do you determine the amount of my payment?

  • What happens if this is more than I can afford?

  • How does your debt-repayment plan work?

  • How will I know my creditors have received payments?

  • Is client money put in a separate account from operating funds?

  • How often can I get status reports on my accounts? Can I get access to my accounts online or by phone?

  • Can you get my creditors to lower or eliminate interest and finance charges or waive late fees?

  • Is a debt-repayment plan my only option?

  • Will you help me plan for payment of these debts?

  • Who will help me if I have problems with my accounts or creditors?

  • How secure is the information I provide to you?

What you choose to do to improve your situation will have a major affect your life. So, before you proceed, make sure that you're making the right step.

Click Here For a Free Bankruptcy Evaluation

The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.