Should you trust a Memphis bankruptcy lawyer you find online?
You should trust a sponsoring Memphis bankruptcy lawyer of Total Bankruptcy because he or she has been personally selected by Kevin Chern, one of the nation's most experienced bankruptcy attorneys. Mr. Chern, formerly the Managing Partner of America's largest consumer debt consolidation law firm, works closely with every sponsoring Memphis bankruptcy lawyer to help them provide every client with excellent service.
Being in debt is bad enough without taking a chance on a Memphis bankruptcy lawyer you know nothing about. Total Bankruptcy is designed to take the "chance" out of finding the right Memphis bankruptcy lawyer. Use our secure online form or call to talk with a sponsoring attorney for a free, no obligation initial consultation.
|
Memphis
2600 Poplar Ave. Suite 515 Memphis, TN 38112 Map | Directions | Case Evaluation |
||
|
||
» Back to Locations Map |
||
If you answer yes to any of the following questions - you need to talk with one of our legal representatives.
Are you heavily in debt, with little prospect of getting out of that debt in the near future?
Have you had, or are your creditors threatening a foreclosure on your home, a repossession of your car or other legal action to take your property?
Have you experienced a dramatic drop in income that you don't anticipate replacing anytime soon?
Are you frequently late paying bills?
Do you only pay the minimum on your credit cards?
Are you unable to make even the minimum payments?
Do you have to sacrifice basic necessities just to make ends meet?
Are you paying more money than you make on just your monthly living expenses?
Are you losing sleep at night wondering how you're going to make it?
Have you bounced more than one check in the last two months?
Are your wages currently, or in jeopardy of, being garnished?
Have you recently become partially or totally disabled?
Are you going through a divorce resulting in a decrease of income but an increase in expenses?
Don't wait until your wages are being garnished or your car is repossessed. Be proactive and get help while you can. The Bankruptcy Abuse Prevention & Consumer Protection Act of 2005 resulted in the most significant changes to the consumer debt consolidation laws in decades. You may need consultation on these law changes. If you think you qualify for debt liquidation under a Chapter 7 or 13 filing, get advice now.
Your options are either Chapter 7 or Chapter 13.
In a Chapter 7 case, most of your unsecured debts may be discharged and assets beyond allowable exemptions are liquidated to pay some or all of your debt. Usually, most of your assets are exempt - meaning they cannot be liquidated. In a Chapter 13 case, you may be behind in your payments for property that you want to keep. For example, if you are late on your mortgage or automobile loan, and you want to get current with these payments and keep your property, you may do this under a Chapter 13 plan.
Call us at 1 (877) 349-1309 or use our secure online case evaluation form to find the help you deserve.
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.