If you're in financial trouble, you should follow our Florida bankruptcy attorneys' Five Point Protection Plan
Our Florida bankruptcy attorneys understand that it is pretty easy to get totally overwhelmed by financial problems. After awhile, you may find yourself feeling so confused that you simply give up. That may be when you need to call in professional help.
Declaring either Chapter 7 or Chapter 13 is a difficult process. Such a move is not something that you should consider lightly. Our Florida bankruptcy attorneys also want you to know that gaining the legal help you may need and filing your case may not be the total answer - it may be really just the first step in a five point plan:
#1 hire an experienced lawyer.
Bankruptcy law involves a complex interaction between state and federal laws, and only experienced professionals such as our Florida bankruptcy attorneys may know how to get the most out of these laws for you. For example, your Florida bankruptcy attorneys may need to determine whether you should proceed under Chapter 7 or Chapter 13, whether you should use the state or federal exemptions, and even whether there may be an alternative to bankruptcy that's right for you. So you shouldn't jeopardize your future -- before you do anything else take advantage of a free no-obligation consultation with one of our bankruptcy attorneys.
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Brandon
510 Vonderburg Drive Suite 3006 Brandon, FL 33511 Map | Directions Case Evaluation | Coverage |
Callahan
Serving Northcentral and Northeast Florida 45411 5th Ave. Callahan, FL 32011 Map | Directions Case Evaluation | Coverage |
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Doral
9600 NW 25th Suite 5A Doral, FL 33127 Map | Directions Case Evaluation | Coverage |
Ft. Lauderdale
3230 W. Commercial Blvd. Suite 290 Ft. Lauderdale, FL 33309 Map | Directions Case Evaluation | Coverage |
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Ft. Pierce
302 S. 2nd Street Ft. Pierce, FL 34950 Map | Directions Case Evaluation | Coverage |
Gainesville
240 NW 76th Dr. Suite D Gainesville, FL 32607 Map | Directions Case Evaluation | Coverage |
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Jacksonville
Enterprise Park 4190 Belfort Rd Ste 315 Jacksonville, FL 32216 Map | Directions Case Evaluation | Coverage |
Lake Mary
1307 International Parkway South Suite 1071 Lake Mary, FL 32746 Map | Directions Case Evaluation | Coverage |
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Lake Worth
6801 Lake Worth Rd. Suite 214 Lake Worth, FL 33467 Map | Directions Case Evaluation | Coverage |
Lakeland
1102 South Florida Ave Lakeland, FL 33803 Map | Directions Case Evaluation | Coverage |
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Melbourne
512 N. Harbor City Blvd Suite B Melbourne, FL 32935 Map | Directions Case Evaluation | Coverage |
Naples
1100 5th Ave. South Suite 201 Naples, FL 34102 Map | Directions Case Evaluation | Coverage |
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Naples
809 Walkerbilt Road, Suite 6 Naples, FL 34110 Map | Directions Case Evaluation | Coverage |
Orlando
1215 E. Livingston St. Orlando, FL 32803 Map | Directions Case Evaluation | Coverage |
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St. Petersburg
2958 First Avenue North St. Petersburg, FL 33713 Map | Directions Case Evaluation | Coverage |
Tallahassee
325 Calhoun Street Tallahassee, FL 32301 Map | Directions Case Evaluation | Coverage |
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Tampa
1936 W. Martin Luther King Blvd. Suite 101 Tampa, FL 33607 Map | Directions Case Evaluation | Coverage |
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#2 spend less than you make and save the rest.
Whatever caused you to consider filing - an illness or injury, a divorce, or bad financial planning - the only way you may be able to get back on your feet is to learn how to spend less than you make and save the rest. When you hire an experienced lawyer, not only should you have a knowledgeable legal professional in your corner, you should also have someone who may teach you the principles of smart spending and saving so your life after your case has closed should be a successful one.
#3 Rebuild your credit.
Although your credit rating may not be great, the good news is that when you emerge from having discharged your debts and start following the principles of smart spending and saving discussed above in point 2, you may find that your credit rating should improve dramatically. Since credit rating formulas typically weigh your recent behavior more heavily than your past behavior, if you demonstrate that you may be able to handle credit responsibly after your filing, you may be able to boost your credit rating and rebuild your financial life.
#4 think about changing your relationship to your money.
Do you think that money should buy you happiness? Once you start looking at money in this new light, it may be much easier for you to control your spending because you shouldn't be using money to try to buy happiness.
#5 get help now.
Congress has passed major amendments to consumer debt consolidation and liquidation laws that may severely limit the rights of millions of financially troubled consumers. If you're thinking about filing for Chapter 7 or Chapter 13, you should contact our experienced professionals to learn more.
Begin rebuilding your financial future
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.