What is Total Bankruptcy?
Total Bankruptcy is a consumer resource, providing hundreds of pages of information about bankruptcy law, the bankruptcy process, bankruptcy-related requirements like Credit Counseling and Debtor education, and general financial, economic, and consumer protection information to consumers across the country.
We strive to provide the best online bankruptcy resource available, and to provide as much information as possible about issues like Chapter 7 bankruptcy eligibility and means testing, the differences between Chapter 7 and Chapter 13 bankruptcy, pre-bankruptcy requirements, non-dischargeable debts, bankruptcy exemptions, and more. However, we also recognize that when it's time to actually make a decision about filing for bankruptcy, there's no substitute for direct advice from a bankruptcy attorney in your area.
That's why Total Bankruptcy also provides two ways to arrange a consultation with a bankruptcy attorney in your area: by filling out our free online bankruptcy case evaluation form or by calling us at 1 (877) 349-1309.
What makes us different?
Total Bankruptcy was founded by Kevin Chern, one of the country's most prolific consumer bankruptcy attorneys, and is sponsored by consumer bankruptcy attorneys across the country. After working with thousands of consumer bankruptcy clients, Kevin Chern and his team know what kind of information is important to people who are considering bankruptcy, and what kind of resources you're looking for. We also know how difficult the decision to file for bankruptcy protection can be, and how important it is that you have accurate information to help you make calm, educated decisions to protect your financial future.
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Bankruptcy Attorneys
Would you hire a criminal lawyer for a real estate closing, or a patent attorney for a divorce? Of course not. Finding the right attorney can be difficult. If you're reliant on the telephone book, you may have no way of distinguishing which attorneys handle your type of case, which offer free consultations, how quickly you might be able to reach them, and so on. And if you seek referrals from friends and family, you may end up with an attorney who did a great job with your brother's traffic ticket or your grandmother's will, but isn't really a bankruptcy lawyer. When you arrange a consultation with an attorney through Total Bankruptcy, you know exactly what to expect: that attorney has chosen to participate in this national effort to inform prospective bankruptcy petitioners like you.
Unsure about Bankruptcy?
Every case is different. We know there's no one "right answer" for everyone. We also know, though, that good decisions require good information. Make use of the resources on the Total Bankruptcy website and educate yourself about bankruptcy in general. Then, if you think that bankruptcy might be the right option for you, schedule a free consultation with a bankruptcy lawyer in your area. There's no commitment-just an opportunity to get your questions about bankruptcy answered so that you can make a better decision about whether Chapter 7 bankruptcy or Chapter 13 bankruptcy might be right for you.